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Episode 80 – Gina Gennette

By |2025-09-12T22:37:35+00:00September 5th, 2025|Podcasts|

Discover the power of a family-centered business philosophy with Gina Gennette, CEO and driving force behind Best Payment Solutions, Inc. Learn how 20+ years of prepaid payment innovation has taught her that the strongest businesses operate like tight-knit families on this episode of The Covert Code Podcast.

Gina Gennette, CEO of Best Payment Solutions, smiling at an outdoor café, featured guest on The Covert Code Podcast discussing family-centered business and prepaid payment innovation.Meet Gina Gennette

Gina Gennette – CEO – Gina is the driving force behind implementing innovative consumer Rebate, Referral and Review programs as well as Channel Sales Incentives to exceed Best Payment Solutions clients’ sales goals. Gina has over 20 years of experience in issuing prepaid MasterCard and Visa Reward Cards to support corporate clients’ incentive and reward payments. Best Payment Solutions was Gina’s vision: to support corporate clients with best-in-class staff and prepaid partners while offering innovative solutions to help drive down client costs and offer programs and services that meet and exceed their expectations.

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Episode 79 – Jimi Gibson

By |2025-09-29T23:00:33+00:00August 29th, 2025|Author, Podcasts|

This week on The Covert Code Podcast,  we’re talking “Storytelling That Converts” with Jimi Gibson, VP of Brand Communication at Thrive Internet Marketing Agency—an Inc. 5000 winner seven years running with over 1,000 active clients.

The Covert Code Podcast with Jimi Gibson, VP of Brand Communication at Thrive Internet Marketing Agency, discussing storytelling that convertsMeet Jimi Gibson

Jimi Gibson is VP of Brand Communication at Thrive Internet Marketing Agency, a full-service agency with over 1,000 active clients. Thrive has made the Inc. 5000 list seven years running by helping businesses grow through honest, results-driven marketing. A TEDx speaker and Forbes writer, Jimi blends strategy, creativity, and real-world experience to help brands connect and thrive in a digital-first world.

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Episode 78 – Brenda Darden Wilkerson

By |2025-09-29T23:01:02+00:00August 22nd, 2025|Author, Podcasts|

This week on The Covert Code Podcast, we’re diving into “Driving Tech Equity and Inclusive Innovation” with Brenda Darden Wilkerson—President & CEO of AnitaB.org, author, public speaker, and Forbes tech contributor. A trailblazer in tech inclusion, Brenda has dedicated her career to empowering women in technology, from her early work in education to leading global initiatives at AnitaB.org. She is a passionate advocate for access, opportunity, and social justice for underrepresented communities …..and she’s currently working on an exciting new project.

The Covert Code Podcast with Brenda Darden Wilkerson, AnitaB.org CEO and Forbes tech contributor on tech equity and women in technologyMeet Brenda Darden Wilkerson

Brenda Darden Wilkerson is a nationally recognized thought leader and changemaker in technology and education, championing access, inclusion, and innovation for over three decades. As President and CEO of AnitaB.org, she leads one of the most influential global nonprofits working to connect and empower women and allies in technology. Brenda began her career as a software engineer and has since built a legacy as a systems thinker and policy influencer. Her visionary leadership is grounded in a belief that talent is equally distributed, but opportunity is not—and she has spent her life’s work correcting that imbalance.

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Episode 77 – Dr. Alexander M. Orlando

By |2025-08-16T00:38:12+00:00August 14th, 2025|Podcasts|

This week on The Covert Code Podcast, the topic is “AI-Driven Sales & Enterprise Growth” with Dr. Alexander M. Orlando. Dr. Orlando explains how AI, AGI, and ASI are scaling sales and marketing efforts and becoming a central focus for achieving market leadership.

Dr. Alexander M. Orlando on The Covert Code Podcast episode ‘AI-Driven Sales & Enterprise Growth,’ revealing how AI, AGI, and ASI innovations are transforming sales, accelerating marketing, and driving market leadership.Meet Dr. Alexander Orlando

Dr. Alexander M. Orlando is a technology innovator specializing in AI applications that use intelligent agents to create impactful solutions in sports, business, and beyond. Drawing on his background in security, surveillance software, and advanced analytics, he designs adaptive AI systems that learn, collaborate, and deliver actionable intelligence. From AI-powered sports performance tools to predictive business automation, Alexander blends technical precision and strategic vision to transform complex data into real-world results.

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Episode 76 – Lisa Apolinski

By |2025-09-29T22:59:45+00:00August 8th, 2025|Author, Podcasts|

This week on The Covert Code Podcast, the topic is “Owning Your Message: How to Build a Brand That Actually Stands Out” with Lisa Apolinski—author, speaker, and founder of 3 Dog Write. Featured in Forbes and The New York Times, Lisa has written five books and helped generate over $1.5 billion in revenue for clients

Lisa Apolinski, author, speaker, and founder of 3 Dog Write, on The Covert Code Podcast discussing brand building, digital storytelling, and strategies to stand out in today’s marketMeet Lisa Apolinski

Lisa Apolinski, known as “America’s Digital Content Futurist,” is an international author and speaker who helps professionals become industry authorities through strategic content and brand development. With over 30 years of marketing expertise, including Fortune 500 experience, she has helped clients generate over $1.5 billion in new revenue through her guidance.

Lisa has authored five books, including the globally recognized Persuade With A Digital Content Story and her latest work, The Greatest Personal Brand Story Ever Told. Forbes and The New York Times have featured her expertise in digital storytelling and small business marketing growth.

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Episode 75

By |2025-08-16T02:49:12+00:00August 1st, 2025|Podcasts|

This week on The Covert Code Podcast,  Discover the marketing evolution that’s reshaping how brands connect with digital natives. Learn how authentic storytelling, cultural sensitivity, and digital-first strategies are transforming brand engagement from Maui’s beaches to Milan’s runways. Perfect for marketers struggling to connect with younger audiences and brands seeking genuine cultural resonance in the digital age.

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Episode 73 – Akhil Gupta

By |2025-08-16T02:37:01+00:00July 17th, 2025|Podcasts|

Journey from Blackstone boardrooms to human potential breakthroughs with Akhil Gupta, founder of Universal Enlightenment & Flourishing and author of “Bridges Across Humanity.”

Akhil Gupta, founder of Universal Enlightenment & Flourishing and author of Bridges Across Humanity, on The Covert Code Podcast sharing his journey from Blackstone boardrooms to human potential breakthroughsMeet Akhil Gupta

Akhil Gupta is the founder and director of the Universal Enlightenment Forum. He has been associated with Harvard University since 2015, first as a fellow at Advanced Leadership Initiative and as an Impact Leader in residence in 2023

From 2005 until 2014, he was the chairman of Blackstone India. From 1992 until 2005, he worked with Reliance Industries Limited as CEO of corporate development. Other significant professional involvements were at Hindustan Unilever in India and ICF Inc. in Washington, DC.

Akhil has an MBA from the Graduate School of Business, Stanford University, and a B.Tech from the Indian Institute of Technology. Akhil currently serves on the Dean’s Leadership Council at Harvard Divinity School, on the Advisory Board of the Human Flourishing Program at Harvard University, and on the Advisory Board of the Harvard Chan Initiative on Health and Homelessness. He served on the Advisory Council of the Graduate School of Business at Stanford University from 2014 to 2021.

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Responding to the $12.5B Scam Epidemic: What Every Business and Consumer Needs to Know Now

By |2025-08-16T01:57:40+00:00May 6th, 2025|Extended Content|

The latest release from the Federal Trade Commission is a wake-up call we can’t afford to ignore: In 2024, Americans reported losing a staggering $12.5 billion to fraud—up 25% from the year before. More people are being bamboozled out of more money, and the ways it’s happening should make every business owner, marketer, and consumer pay attention.

It’s tempting to see headlines like these and think, “That could never happen to me or my company.” But if you work in digital marketing, run paid ads, or even open your inbox, you’re already a player in the biggest game of consumer trust—and deception—of our time.

Behind the Numbers: Why Are Losses Soaring?

According to the FTC, while the total number of fraud reports stayed flat, the percentage of people who actually lost money jumped to 38%—up from 27% the previous year. Source: FTC, 2025 That’s not a “few bad apples” problem; that’s a system that’s failing to protect people at scale.

The biggest losses came from investment scams ($5.7 billion), followed by imposter scams and online shopping rip-offs. But what’s underreported is the web of “everyday” digital fraud that quietly siphons resources from honest businesses—bot clicks eating up your ad budget, resold lists filled with non-consenting consumers, phony leads you can’t verify, and SEO “gurus” promising the world but leaving you invisible.

These aren’t rare occurrences—they’re the rule, not the exception, for anyone operating in today’s digital economy. As I’ve warned in The Covert Code and on Forbes, “It’s just SO easy to be a con man online.” That trend isn’t slowing down.

How Scams Happen Now: The Anatomy Has Changed

Let’s get specific. Investment cons? Many now cloak themselves in slick digital ad funnels that mirror legitimate financial firms. Imposter scams? Think near-perfect cloned websites, AI-generated voices cold-calling your staff or customers, and fake “billing” emails that look like they came straight from your own CRM. Job opportunity scams? The FTC reports these losses jumped from $90 million to $501 million in just four years and often start with a LinkedIn ad—or a “personalized” email that was scraped or bought from a list you (or your vendor) never should have touched.

Why do these cons work? Because scammers easily turn the tools of legitimate digital marketing—targeted lists, automated outreach, seamless payment—against us. And because, as I see every week, too many platforms have built empires on plausible deniability, not transparency or accountability.

The Digital Ad Industry’s Accountability Gap: Why “Trust But Verify” Isn’t Just for Spies

Here’s the reality I see as an agency owner: There’s no third-party Nielsen for your online ad impressions, no guarantee that a “click” was a human being interested in your business. In fact, Google, Meta, and others openly resist letting any outside watchdogs investigate their traffic. (If you doubt it, ask yourself why advertisers can’t audit platforms the way we can audit TV or radio spots.)

It’s like booking a five-star hotel only to find your window faces a brick wall—and being told you’re “not eligible” to complain. Except in this case, the missing view is your hard-earned ad budget, vaporized by fake engagement and shoddy partners.

That’s not a flaw in the margins—it’s the margin for too many digital businesses. And it leaves honest organizations footing the bill for industry complacency.

Action Steps: Don’t Be the Next Headline

We can’t afford to be passive players. Here’s what I urge every business and consumer to do—starting today:

For business leaders & marketers:

  • Vet every partner. If your agency or media vendor can’t provide third-party audit trails, run.
  • Invest in fraud detection tools. Platforms like ClickCease can help block bot traffic and fake leads, saving 20–30% of your ad budget overnight (yes, really—we’ve seen it at Covert).
  • Demand transparency. Insist on real-time reporting, ask who sold you that lead/gen list, and never buy into “set it and forget it” promises.
  • Educate your team. Scammers are getting sophisticated—make digital vigilance part of your culture.

For consumers:

  • Be wary of unsolicited messages—email remains the #1 channel for scammers.
  • Independently verify offers, especially around investments, jobs, or shopping.
  • Report anything suspicious via ftc.gov.

Red Flags to Watch For:

  • Unverifiable traffic spikes or “guaranteed” results with no proof.
  • Pressure for immediate payment via bank transfer or crypto.
  • Offers that sound too good to be true—because they are.

Conclusion: This Is Everyone’s Problem

We’re living through a golden age of digital opportunity—and digital deception. The $12.5 billion lost last year isn’t some isolated storm; it’s a sign that the way we do business, build trust, and track value online needs to change.

I refuse to accept that this is “just the cost of doing business” in 2025. If platforms won’t change, it’s up to us to lead by example—demanding transparency, investing in education, and refusing to play by scammers’ rules.

Anna Covert founded Covert Communication, a Forbes Books author, and an advocate for honest, high-impact digital marketing. Find strategies and transparency guides. Join the discussion on LinkedIn.

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Spotting Scams and Safeguarding Trust: A Business Owner’s Perspective on Google Maps Review Fraud

By |2025-08-16T02:00:53+00:00April 30th, 2025|Extended Content|

In today’s digital-first economy, online reviews and ratings can make or break a business. Platforms like Google Maps offer businesses critical visibility and credibility, but they’ve also become fertile ground for scams. From fake reviews manipulated by bad actors to coercive tactics demanding payment under threat of one-star ratings, the vulnerabilities of this space can undermine trust and hurt both businesses and customers.

For any business owner, especially small- to mid-sized entrepreneurs, this issue isn’t just theoretical — it’s personal. When scams erode the authenticity of reviews, they chip away at the foundation of what makes digital marketplaces thrive: trust. As someone deeply invested in helping businesses navigate the complexities of the digital landscape, I believe this is a conversation we need to have—not just to diagnose the problem but also to drive actionable solutions for a more ethical online ecosystem.

Breaking Down the Problem: How These Scams Operate
Scammers operate with surprising ingenuity, leveraging tactics designed to deceive, extort, or exploit both consumers and businesses. Fake offers to pay for five-star reviews or threats to drown your business in negative ratings are common scams. In some cases, scammers masquerade as Google representatives, sending false invoices or asking for payment to verify your business — all with no connection to the platform.

The issue becomes even trickier when malicious actors take advantage of unsuspecting users. Customers are offered incentives to post dishonest reviews for places they’ve never visited or are victimized by financial fraud when participating in fraudulent schemes. The result? Less reliable ratings, tarnished reputations, and a mistrustful user base.

What makes these scams so dangerous is their emotional hook: urgency. Scammers know how to make their targets feel trapped, rushed, or intimidated, leaving businesses and users without the time to properly verify legitimacy or weigh their options.

The Business Perspective: Why This Matters
As someone who has spent years helping businesses optimize their digital strategies, I’ve seen firsthand how scam-induced distrust can poison the well for everyone. Negative reviews, whether authentically earned or maliciously placed, hold a disproportionate amount of power in shaping consumer behavior. In an era where 81% of consumers research online before making a purchase, even a handful of fake one-star reviews can send potential customers running to competitors.

This goes beyond immediate financial losses. It undermines the very tools that allow small businesses to compete with larger, well-established brands. For entrepreneurs who have poured their heart and soul into their ventures, being victimized by rating manipulation feels like a betrayal, especially when they don’t have the resources to fight back.

What’s worse, businesses often feel powerless. How do you combat fraud when the very system designed to help you grow also leaves the door open for bad actors? This is why I passionately advocate for greater support from platforms like Google while encouraging every business to take proactive measures toward self-protection.

How Businesses Can Protect Themselves
Fighting against review and rating scams requires a combination of vigilance, action, and self-awareness. Here are the steps I encourage business owners to take immediately:

  1. Claim and Verify Your Business: Make sure your Google Business Profile is claimed and verified so you have full control. Active management reduces the likelihood of scammers successfully manipulating a profile.
  2. Monitor Reviews Regularly: Keeping tabs on your reviews will help you quickly identify suspicious or fake activity. If something seems off, act fast and report it to Google.
  3. Educate Your Team: Make sure everyone involved in your business knows not to engage with unsolicited offers for paid reviews or respond to coercion attempts. Understanding the warning signs is the first step to prevention.
  4. Leverage Reporting Tools: Google Maps provides pathways to report fraudulent activity. Use them. Whether you’re flagging fake reviews or questionable profiles, consistent reporting helps platforms identify broader scam trends.
  5. Encourage Authentic Reviews: Build a proactive strategy to solicit real reviews from happy customers. When you cultivate a robust base of positive, legitimate feedback, it becomes more difficult for scammers to sway your ratings.
  6. Collaborate with Fellow Business Owners: Share experiences, keep each other informed, and learn from one another. Collective knowledge within your local or industry community can be powerful.

Closing Thoughts
Trust is the currency of success in today’s online world, and we cannot allow scammers to bankrupt it. Both businesses and platforms like Google share a responsibility to maintain the integrity of reviews and ratings. While Google’s recent measures like content monitoring and account suspensions are steps in the right direction, there’s more to be done.

As businesses, we have to remain proactive — taking every opportunity to protect our reputations, support transparency, and advocate for systems that reward honesty over manipulation. And as users, we hold power too: to be discerning, to report fraud when we encounter it, and to support businesses that play by the rules.

At the end of the day, every fake review removed, every scam reported, and every authentic rating added is a step toward a fairer, more trustworthy digital marketplace. Let’s make it happen together. For more information on this topic, visit – https://support.google.com/maps/answer/14014039?hl=en

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Featured In Aspen Country Day – Alumni Journeys: Anna Covert ’98, on a mission to improve digital marketing

By |2025-09-03T16:43:01+00:00March 1st, 2025|In The Media|

Original Article Posted February 26, 2025

Aspen Country Day School graduates are all over the world, building lives of meaning and purpose. As the founder of Covert Communication, Hawaii’s largest digital marketing firm, Anna (Lefkowitz) Covert ’98 has worked with hundreds of businesses, from startups to Fortune 500 companies. She is committed to helping create more oversight for the digital media industry with a strong focus on universal consent and consumer privacy.

“You are never done learning. You have to always be educating yourself, and that’s the way you stay on the pulse.”

  • Aspen Country Day School: Kindergarten to Ninth Grade
  • After: Boarding school at Stevenson School in California, then to Boston for a BS in marketing a minor in management at Bentley University
  • Career: Anna never expected to wind up in Hawaii. But while visiting her retired parents there after college, she took a gig running a fashion show for a charity, made some connections, and was recruited to manage marketing for Paul Brown, Hawaii’s largest spa and salon chain. Today, as founder and principal of Covert Communication, she consults companies—from Fortune 500 to small businesses—on both the client and agency side; her staff is based in seven countries worldwide.
  • Blue or Green Team: Green. And that’s fitting, because Anna has made major contributions to the green energy industry. A website plugin she created, the Solar Wizard, allows customers to calculate how much solar power they need, to find credits for installing it, and to evaluate costs, savings, and environmental impacts.
FIVE QUESTIONS

What is something you learned at Aspen Country Day School that shaped your adult life? 

The small classes. One thing I’ve noticed is that other friends of mine don’t have the same staying power, socially. Every year, they were in a new class with new people, and if they didn’t get along with them, they didn’t ever have to speak to them again. But it wasn’t like that at our school. You had to work through problems, and you had to stick it out together. I think that is a skill that has always followed me: to meet problems face-on and resolve them.

Favorite teacher?
Francie Jacober. Before I started working with her, I thought I was really bad at math. But we would do algebra, and it changed my whole view of math and made me feel really empowered. (Note: today, Francie is a Pitkin County Commissioner.)

De Amicitia yearbook cover from Aspen Country Day featuring Anna Covert climbing during Ninth Grade Outdoor Education

There have been a lot of changes in the marketing business since you first started. How have you adapted?

When I went to school, digital marketing wasn’t even a thing. Basically, I got to where I am because I taught myself WordPress. It was a lot of trial and error. But really, you are never done learning. You have to always be educating yourself, and that’s the way you stay on the pulse.

What prompted you to write your book?

Almost 30-50% of all clicks from Google, Microsoft, and Facebook are fake. Platforms have deployed bots to click on ads on their own sites so they make more money. It’s really dark. I finally had enough and realized that I could help. We wanted to get the word out faster. The party’s over. It needs to be over. How we manage and store consumer data is very important (privacy), and reporting needs to be transparent.

The good news is that there are good actors in the digital media space that will allow for third-party oversight and ways to prove delivery, clicks by humans vs. bots, and other important metrics. My book does just that: it provides the education that companies of all sizes can apply to target the right person at the right time with the right message, without the aid of an agency or big spend.

What’s next for you?
I would like to get into public speaking: teaching and sharing knowledge. I believe it is important for businesses and marketers to understand what they are buying and how to protect themselves.

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