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Episode 87 – Rey Wolmers

By |2025-10-24T02:22:37+00:00October 24th, 2025|Podcasts|

What does it take to rise from humble beginnings to building luxury brands in both real estate and automotive? In this episode of The Covert Code Podcast, I sit down with Rey Wolmers—eXp real estate broker and Luxury Automotive Consultant at Velocity Honolulu.

Meet Rey Wolmers

Rey Wolmers is a seasoned real estate broker with eXp Realty and a luxury automotive consultant at Velocity Honolulu. With nearly 20 years of experience across real estate and the auto industry, Rey has built a career at the intersection of life’s biggest purchases—homes and high-performance cars. From his early days at RE/MAX and Coldwell Banker to representing world-class brands like Ferrari, Lamborghini, and Bentley, Rey has become a trusted advisor for both homeowners and car enthusiasts alike. Beyond business, he’s passionate about giving back through First Tee Hawaii, the Sony Open, and the Lotte Championship, while his proudest role is being a father to his daughter Brooklyn.

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Why I No Longer Recommend Yotpo: An Update for Readers of The Covert Code

By |2025-10-20T22:12:15+00:00October 20th, 2025|Extended Content|

Transparency and continual learning are the foundation of digital marketing success—and they’re values I have always championed for my clients, readers, and the broader business community. In The Covert Code, I recommended Yotpo as a reviews platform based on years of positive experience. Today, as the industry and my own journey have evolved, it’s not only fair but necessary to update you on my changed stance. This is a note on protecting what matters, standing up for fairness, and putting small businesses first.

Fairness in Software: More Than a Buzzword

Anyone who’s spent time in the trenches of small business knows how quickly software subscriptions become a minefield of auto-renewals, shifting terms, and surprise invoices. As I wrote in my Forbes Books articles and throughout The Covert Code, business owners deserve clear, fair, and customer-first relationships with their vendors—especially as margins thin and tech stacks grow ever more complex. Fairness isn’t a luxury, it’s a survival requirement.

My Yotpo Experience: When Fairness Breaks Down

For years, I recommended Yotpo and wove it into our client solutions. My endorsement in The Covert Code was built on what, at the time, felt like a fair, transparent partnership. That’s what makes what happened in 2025 all the more disappointing—and, frankly, unacceptable.

Here’s what changed: In April 2025, Yotpo’s contract automatically renewed for a full year—with absolutely no mid-term cancellation or pro-ration allowed—billed in hefty six-month increments of $4,911.50. No reminders. No up-front notice or explicit consent. When we formally notified Yotpo of our intent to cancel in June, removed every client from the platform, and stopped all usage by July 18, their answer was still the same: the fine print required a year-long financial commitment, no matter what. They refused any refund for the unused months, holding us to a contract that, by then, delivered no value. And to be clear, they attempted to bill another $4,911.50 for the following six months, even after the account was canceled and all clients were off-platform.

To make matters worse, Yotpo knew the full situation in real time. Our two largest retail clients—Hilo Hattie and Diamond Bakery—left the agency and we proactively tried to assist their direct transition to Yotpo, simply to preserve their reviews and SEO value. Yotpo was informed every step of the way that these accounts were gone, that our entire retail portfolio had evaporated; they understood the sudden business impact. Yet even knowing this, and despite nearly a decade-long relationship, they invoked rigid terms, offered zero partner protection, and left us stranded with a $10,000 annual obligation for software that, literally, no one was using.

This Isn’t Just About Yotpo—It’s About a Broken SaaS Status Quo

This is bigger than one vendor. It’s a reflection of the broader, broken state of SaaS contracts—where fine print trumps fairness, and loyalty is a one-way street. Inflexible contracts, annual auto-renewals, and “all-sales-final” policies are death by a thousand cuts for small businesses and agencies who routinely ride the waves of client wins and losses.

Small businesses cannot—and should not—be forced to shoulder thousands in software fees for tools they’re not using, especially after openly communicating business hardship. And when a partner stands by passively, refusing to offer exits or protections, it is a signal to everyone else in the industry: it’s time to move on. According to Section 5 of the FTC Act (§ 45), billing for unrendered services is an unfair or deceptive practice (FTC.gov).

No small business owner should have to lawyer up just to defend what is plainly right: fairness, pro-rating, and the basic decency of honoring usage, not contractual technicalities.

My Solution: Transitioning to TrustIndex.io

The solution was clear. As of July 18, 2025, I migrated all client accounts to TrustIndex.io. For just $125 a year—rather than $4,911.50 per six months—my clients receive the same essential review and reputation features, with a transparent, flexible subscription and no cryptic, iron-clad clauses. The contrast is unmistakable: nearly $10,000 a year for unused Yotpo access versus $125 for full peace of mind.

How You Can Protect Your Business

This experience reinforced the core advocacy I share in The Covert Code and across my Forbes columns:

  • Reject automatic, annual renewals without full, explicit consent.
    Track your renewal dates; require written reminders and negotiation before any commitment.
  • Read every clause on cancellation and refunds.
    Don’t hesitate to walk away from vendors who hide behind inflexible policies.
  • Document all transitions and communications.
    Especially when usage drops or clients churn—these make your case undeniable.
  • Expect your partners to act like partners.
    True SaaS and technology partners stand by you in lean times, not just in growth.

My Ongoing Commitment to You

I owe my readers and clients the truth—even when it means reversing a once-confident endorsement. That’s what fair guidance demands, and it’s what drives lasting, trust-based relationships. When a vendor’s practices no longer align with my standards for fairness, advocacy, and partnership, I speak up and set a new course.

If you’re wrestling with unfair SaaS billing, stuck in a predatory contract, or have a story to share about your own software journey, reach out. Let’s push for better, together.

For more on clean vendor transitions, practical digital strategy, and building resilient businesses, connect with me on LinkedIn


Sources:


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The Covert Code Podcast Surpasses 45,000 Followers on YouTube

By |2025-10-20T22:11:47+00:00October 20th, 2025|Press Releases|

With Thousands More Across Streaming Platforms

Honolulu, HI, UNITED STATES, October 20, 2025. In just over 18-months, The Covert Code Podcast, hosted by digital marketing strategist and Forbes-published author Anna Covert, has reached a new benchmark—over 45,000 YouTube followers, with thousands more listeners tuning in weekly on Spotify, Amazon Music, and Apple Podcasts.

Launched in Spring 2024, the podcast quickly gained traction as a trusted source for conversations on digital innovation, marketing, and leadership. Initially exploring topics like AI, eCommerce, the evolution of the solar industry, and cutting-edge tech, The Covert Code has expanded to include weekly guest interviews with prominent industry leaders, bestselling authors, entrepreneurs, and creatives from Hawaii and beyond.

“The momentum has been incredible,” said Anna Covert. “We created this podcast to decode the complexities of modern marketing and business, but the real power has come from the people—our guests, our team, and our growing audience who show up week after week.”

Some of the many featured guests are:

  • Brenda Darden – President & CEO – AnitaB.org, Driving Tech Equity and Inclusive Innovation.
  • Dr. Alexander M. Orlando – Co-Founder & Chief Revenue Strategist – AI Labs Corporation.
  • Nancy Harhut – Co-Founder & Chief Creative Officer at HBT Marketing, a consultancy which specializes in applying human behavior techniques to marketing.
  • John Pitre – President & CEO of Natural Power Concepts; American visionary painter.
  • Laura Morton – Master storyteller, New York Times bestselling author, award-winning filmmaker, mental health advocate, and powerful workshop facilitator.

  • Jeff Szur – COO of Altitude Water tackling water security worldwide.
  • Joe Hudicka – Author of AI Ecosystems Revolution; Innovator & Public Speaker; CEO of The Clarity Team/Evenflow.
  • Cynthia Montgomery – Founder & CEO of Montgomery Robbins Landscape Architects.

The podcast’s rapid growth is a testament to its resonant message: powerful insights, practical strategy, and authentic voices that help listeners thrive in today’s dynamic business environment.

With the recent publishing of her second book, The Solar Coaster which addresses the ever-challenging world of the solar industry, Anna added a second podcast to her portfolio, Solar Coaster Book Podcast. Guests on the podcast run the gamut of industry leaders like Ryan Park, who has more than 20 years of experience many facets of the solar industry from solar sales and financing to vertical construction and community partnership; Vladimir Marchenko, CEO & Co-Founder of Wolf River Energy, one of the Midwest’s fastest growing renewable energy company: and many more to come. In just over a month the YouTube podcast has reached over 6,500 followers.

Each week new episodes of The Covert Code Podcast drop on Fridays, and the Solar Coaster Book Podcasts are released on Wednesdays. They are available at TheCovertCode.com/podcast and solarcoasterbook.com/podcasts or subscribe on YouTube, Apple Podcasts, Amazon Music, iHeart Radio, or Spotify.

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Episode 86 – John Petrocelli

By |2025-10-17T19:32:53+00:00October 16th, 2025|Podcasts|

What happens when livestreaming stops being a broadcast and becomes an immersive brand experience? In this episode of The Covert Code Podcast, I sit down with John Petrocelli, founder and CEO of Bulldog DM—the world’s leading premium livestream studio.

John Petrocelli, founder and CEO of Bulldog DM, guest on The Covert Code Podcast discussing immersive brand experiences and the future of livestreaming.Meet John Petrocelli

A pioneer of the livestream industry, John Petrocelli is a lifelong entrepreneur, tech purveyor, and founder & CEO of leading livestream studio Bulldog DM. He has built a career on connecting today’s digitally engaged consumer to the world’s best live content, enabling the most watched livestreams of all time. John’s work has produced over one billion audience engagements across Fortune 500 clients who have sought his expertise in creating customized experiences that tell a story.

Always one to identify industry shifts and opportunities early on, John collaborated with Prince to develop the first major artist-direct-to-consumer digital music store, garnering Prince a Billboard Award for Best Use of Technology by an Artist and a Webby Award. His sales and business leadership at startups led to acquisitions by AEG, Google, and Akamai.

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Episode 85 – Jack Burleigh

By |2025-10-15T19:35:59+00:00October 10th, 2025|Podcasts|

What separates a $350K/month data operation from companies struggling with lead quality? In this episode of The Covert Code Podcast, I sit down with Jack Burleigh, VP of Sales at US Marketing Group—a company I’ve trusted as a data partner for years.

Jack Burleigh, VP of Sales at US Marketing Group, featured on The Covert Code Podcast with Anna Covert to discuss $350K/month data operations and lead quality.Meet Jack Burleigh

The Richest Homeless Man—or “Doormat Jack,” as his coworkers affectionately call him at US Marketing Group—found his way into the lead generation world by chance. Seven years ago, after a surf session at Zuma Beach in Malibu, Jack met his future boss in the lineup.

From there, his journey began. While attending Cal State Northridge, Jack worked full-time for the agency, learning every facet of the lead generation business. To save money, he slept on an air mattress instead of renting an apartment—a testament to his dedication and grit.

That same work ethic propelled Jack to where he is today: a home services powerhouse with a client base of over 1,000 and more than $30 million in data sales over seven years.

These days, Jack spends his time consulting business owners, helping them identify the right data and aged leads for their goals—drawing on the wisdom gained from seven years of conversations with some of the best minds in the industry.

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Episode 84 – Perry Kaufman

By |2025-10-09T18:54:13+00:00October 3rd, 2025|Podcasts|

What does it take to build a company that thrives long after its founder steps away? In this episode of The Covert Code Podcast, I sit down with Perry Kaufman—Strategic Advisor to founder-led companies and founder of PSK Consulting.

Perry Kaufman, Strategic Advisor and Founder of PSK Consulting LLC in Dallas, Texas, smiling in a professional office setting. Featured guest on The Covert Code Podcast discussing leadership succession and guiding founder-led companies through financial and operational growth.Meet Perry Kaufman

Perry S. Kaufman is a distinguished business leader with a remarkable track record of advising and guiding founder-led companies through complex financial landscapes. As the Strategic Advisor for PSK Consulting LLC, based in Dallas, Texas, Perry brings his wealth of knowledge to the table, assisting businesses in navigating the multifaceted challenges they face in operations, finance, marketing, and human resources. His expertise is particularly profound in the realm of financial matters, where he provides specialized knowledge, strategies, and resources to companies dealing with both internal and external pressures and opportunities.

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Episode 83 – Paul Lam

By |2025-10-01T21:35:24+00:00September 26th, 2025|Podcasts|

This week on the Covert Code Podcast, discover the future of advertising leadership with Paul Lam, president of Media Buy Paul, LLC, and 15-year governor of AAF District 13, as he reveals how Hawai’i’s creative community is shaping the Western advertising landscape.

The Covert Code Podcast with Paul Lam, president of Media Buy Paul and AAF District 13 governor, sharing insights on Hawai‘i’s creative community and the future of advertising leadership.Meet Paul Lam

Paul is the president of Media Buy Paul, LLC,  a marketing consulting and media buying service that he founded in April 2018. Paul has been serving as Governor of AAF District 13 since 2011.  His duties include overseeing AAF Hawai`i and Ad 2 Hawai`i, the Pele Awards, and the National Student Advertising Competition (NSAC).

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Anna Covert, Keynote Speaker at 2025 AAF AdWest Conference

By |2025-10-01T22:25:30+00:00September 25th, 2025|In The Media, Press Releases|

Leadership in Paradise: Collaboration, Education & Impact Will Feature Digital Marketer

Honolulu, HI, UNITED STATES, September 26, 2025. Renowned digital marketing expert, author, and entrepreneur Anna Covert will deliver a keynote address on Friday, October 3, 2025, at the American Advertising Federation (AAF) Western Region AdWest Conference to be held at the Elks Lodge, 616. 

As the founder of Covert Communication, the largest digital marketing firm in Hawaii, Covert brings over two decades of experience helping organizations navigate and innovate in the fast-changing world of online advertising.

At the AdWest Conference, Forbes author and Amazon #1 best-selling digital marketing strategist Anna Covert will reveal “Mastering the Art of Digital Advertising”—her breakthrough framework for dominating digital marketing. With practical insights and proven strategies, Anna will show attendees how to maximize marketing budgets, target the right audiences, and drive real, measurable results—while also protecting clients from ad fraud and wasted spend. 

Following her presentation, Anna will host an interactive Q&A with the audience. This keynote sets the stage for a deeper dive into The Covert Code methodology in a breakout session immediately following lunch.

“Digital fraud is costing businesses billions each year—and most don’t even know it’s happening,” said Anna Covert. “At AdWest, I’ll be revealing what to watch for and, more importantly, how to fight back with knowledge and the right tools.”

Drawing on her work with both Fortune 500 companies and small businesses, Covert’s mission is clear: to uplift the advertising industry and protect organizations and consumers from deceptive practices across search, display, and programmatic advertising.

Covert is the author of the Forbes Books title The Covert Code – Mastering the Art of Digital Marketing, which achieved #1 rankings on Amazon in several categories. Her second book, The Solar Coaster, The Solar Industry’s Ultimate Playbook, addresses the rapidly evolving solar industry. 

Beyond her writing, Covert leads multiple ventures, including Reactium.io, an open-source web platform supported by contributors from Microsoft, IBM, and Apple. She also hosts The Covert Code Podcast with over 35,000 monthly subscribers and The Solar Coaster Podcast, where she interviews leading voices in business, marketing, and technology.

To learn more about Anna Covert’s work or to inquire about future speaking engagements, visit annacovert.com.

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Episode 82 – Franni Segal

By |2025-10-01T21:30:52+00:00September 18th, 2025|Podcasts|

This week on The Covert Code Podcast, we learn how data integrity impacts marketing strategies, the complexities of lead attribution, and the importance of accurately attributing credit for leads to build stronger, more authentic brands.

The Covert Code Podcast with guest Franni Segal of Quantcast, discussing data integrity, lead attribution challenges, and building authentic marketing strategies.Meet Franni Segal

Franni Segal has run the Measurement function at Quantcast for the past 4 years. During that time, she has improved upon proven methodologies for measurement that allow for real-time optimizations in both upper and performance media tactics. Prior to joining Quantcast, Franni had worked in measurement for over 25 years on the client, agency, publisher, and vendor sides. She also ran a successful survey research company called FanData Analytics.

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Episode 81 – Jay R. Young

By |2025-09-29T23:00:09+00:00September 12th, 2025|Author, Podcasts|

Discover the evolving landscape of energy investing with Jay R. Young, founder & CEO of King Operating Corporation and Amazon #1 bestselling author of “The Upside of Oil and Gas Investing,” on this episode of The Covert Code Podcast.

Jay R. Young, CEO of King Operating, guest on The Covert Code PodcastMeet Jay Young

Jay R. Young, founder of King Operating Corporation, holds a BBA from Angelo State University and brings over three decades of leadership in finance and the oil and gas industry, with past roles at Texakoma Financial, Dillon Gage, and World Market Equities. A member of Tiger 21 since 2011 and former minority owner of the World Series Champion Texas Rangers, he is also the Amazon #1 best-selling author of The Upside of Oil and Gas Investing (Forbes Books). Beyond business, Jay serves on the executive board of Scouting America, contributes to the North Central Texas Chapter of the Alzheimer’s Association, and sits on the board of Nancy Lieberman Charities, while remaining active in his church and other philanthropic efforts—reflecting his commitment to both entrepreneurial innovation and community impact.

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